Sign-up bonuses, cashback and other offers that pay you for doing things in a set way.
Banks and credit unions pay a one-time cash bonus to new customers who open a checking or savings account and meet requirements such as direct deposits, a minimum balance or debit-card transactions within a set window. The bonus is credited to the account after the requirements are met and any holding period passes.
- Typical pay
- $100–$750 per bonus
- Age
- 18+
- ChexSystems inquiry
- Taxable income
- Accounts may be limited
Card issuers award a welcome bonus in points, miles or cash back when a new cardholder spends a set amount within the first few months. Value is redeemed as statement credits, cash, gift cards or travel.
- Typical pay
- $200–$1,000 per bonus
- Age
- 18+
- Credit check
- Accounts may be limited
Brokerages pay cash, free stock or a percentage match to new customers who open and fund an account or transfer in assets from another broker. Bonuses are credited to the brokerage account, often with a required holding period.
- Typical pay
- Up to $10,000 per bonus
- Age
- 18+
- Taxable income
- Accounts may be limited
You click through a cashback portal before shopping online at partner stores and earn a percentage of your purchase back. Rakuten pays approved cash back quarterly once your balance exceeds $5.00.
- Typical pay
- $10–$60/month
- Age
- 18+
You activate offers or scan receipts in apps like Ibotta and Fetch after buying groceries and everyday items, earning cash or points per qualifying product or receipt. Earnings are withdrawn as cash or gift cards once a threshold is reached.
- Typical pay
- $5–$30/month
- Age
- 18+
Licensed online sportsbooks give new customers bonus bets or 'second-chance' credits after a small first wager; matched betting tries to lock in part of that value by hedging. Bonus bets pay out only the winnings (not the stake), so realized value is well below the headline figure.
- Age
- 21+
- Gambling-adjacent
- Taxable income
- Accounts may be limited
- Earnings not guaranteed
Sweepstakes (dual-currency) casinos give free 'Sweeps Coins' through daily logins and mail-in requests, which can be played and, after meeting playthrough rules, redeemed for cash prizes. They are legally contested and banned in a growing number of states.
- Age
- 18+
- Gambling-adjacent
- Taxable income
- Accounts may be limited
- Earnings not guaranteed
- Watch for scam look-alikes
States hold forgotten funds such as old bank balances, uncashed paychecks, refunds and insurance payouts; you search official databases by name and file a claim with proof of identity. Searching and claiming through official state programs or MissingMoney.com (endorsed by NAUPA and state treasurers) is free.
- Age
- 18+
- Watch for scam look-alikes
- Earnings not guaranteed
When a company settles a class action or regulator case, eligible consumers can file a claim (often online, sometimes without proof of purchase) through the court-appointed claims administrator's site. Payments arrive months or years later and depend on how many people claim.
- Age
- 18+
- Watch for scam look-alikes
- Earnings not guaranteed
Move idle cash from a low-rate bank account to an FDIC-insured high-yield savings account or short-term Treasury bills to earn market interest. Interest accrues automatically; T-bills are bought at a discount via TreasuryDirect or a brokerage and mature at face value.
- Age
- 18+
Pay ranges come from the platforms' own pages and reputable reviews, and vary by project, location and skill. Some links are referral links and are labelled where they appear; they never change what we list or the order we list it in.