Credit card sign-up bonuses
Card issuers award a welcome bonus in points, miles or cash back when a new cardholder spends a set amount within the first few months. Value is redeemed as statement credits, cash, gift cards or travel.
Details
As of October 2026: Range is a rough estimate of redemption value; Oct 2026 examples include 60,000-point offers after $4,000 spend in 3 months (~$600) and Chase Sapphire Preferred 75,000 points after $5,000 spend (~$750). Annual fees and interest can wipe out the value.
What you need
- Approval based on credit score and income (hard inquiry)
- Meet minimum spend (often $1,000-$5,000 in ~3 months) with normal spending
- Pay balance in full to avoid interest
- Issuer eligibility rules (e.g., limits on recent cards/bonuses)
Things to know
- Credit check
- Accounts may be limited
What members report
No member reports yet for Credit card sign-up bonuses. Rates appear once 3 members have shared their numbers.
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